Terms of Use of


Your access to and use of (the "Website") is subject exclusively to these Terms and Conditions of Use ("Terms of Use"). You must not use the Website for any purpose that is unlawful or prohibited by these Terms of Use.

By using the Website you indicate that you fully accept the terms, conditions and disclaimers contained in these Terms of Use and you accept our privacy policy and cookie policy (both of which are incorporated by reference into these Terms of Use) available at:

Cookie Policy:

Privacy Policy:

We process information about you in accordance with our Privacy Policy. By using the Website, you consent to such processing and you warrant that all data you provide is accurate.

If you do not accept these Terms of Use please refrain from using the Website.

In addition, some services offered through the Website may be subject to additional terms and conditions adopted by us. Your use of those services is subject to those additional terms and conditions which are incorporated into these Terms of Use by this reference.

These Terms of Use will continue to apply to you even if you have agreed to a Membership agreement. However, if there is a conflict between these Terms of Use and a Membership agreement that you agree to, the Membership agreement will take precedence.


We are Our main trading address is Suite 91, 86 Bancroft, Hitchin, Hertfordshire SG5 1NQ, United Kingdom.


The contents of the Website do not constitute advice and should not be relied upon in making or refraining from making, any decision. are not liable or responsible for any reliance placed on such contents by you or anyone you may inform of its contents.


4.1. reserves the right to:

4.1.1. change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that shall not be liable to you for any such change or removal; and

4.1.2. change these Terms of Use at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.

The Website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites and are not liable for any loss or damage that may arise from your use of them.


6.1. By linking your Facebook or Twitter or Google or LinkedIn account ("Social Media Account") with your membership account, you agree to having access to and holding in accordance with's privacy policy:

6.1.1. Your Social Media Account 'basic information' (your Social Media Account username and user ID) and

6.1.2. Your email address held by the Social Media Account.

6.2. will not share your account information or any personal data we hold with the Social Media Account.

6.3. Only one Social Media Account account can be linked per account.

6.4. Prior to linking you will be asked to confirm that you are linking the correct Social Media Account account to your account. It is your responsibility to ensure that this is correct.

6.5. will send you an email to the email address currently holds for you, confirming that your accounts have been linked.

6.6. Once you have linked your Social Media Account account with your account you will be able to use your Social Media Account username details and password to log into Membership platform.

6.7. By linking your Social Media Account account with your account, you agree that will hold your Social Media Account username details including your email address and user ID.

6.8. will hold your Social Media Account information in addition to the information previously given by you to

6.9. does not accept responsibility for any technical or other problems that mean you cannot link your account to your Social Media Account account.

6.10. Use of a false name, address, email address or identity to link a Social Media Account account to another members account is strictly prohibited.

6.11. Your account can be de-linked from your Social Media Account account at anytime by logging into your Social Media Account and then clicking the settings under the relevant Social Media Account section to un-link to ''.

6.12. By linking your account to your Social Media Account account, members agree to be bound by these Terms of Use.

You consent to receive periodic email communications from the Website regarding customer service issues, new product offers and other matters.


8.1. All copyright, trademarks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to or otherwise used by as permitted by law.

8.2. In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

8.3. If you download, copy, reproduce, transmit, store, sell or distribute any content from the Website in breach of these Terms of Use, your right to use the Website shall cease immediately and you must, at our option, destroy or return to us any copies of the contents made by you.


9.1. The Website is provided on an "AS IS" and "AS AVAILABLE" basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

9.2. To the extent permitted by law,, other members of our group of companies and third parties connected to us hereby expressly exclude:

9.2.1. all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; and

9.2.2. any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with the Website or in connection with the use, inability to use, or results of the use of the Website, any websites linked to it and any materials posted on it, including without limitation loss of income or revenue; loss of business; loss of profits or contracts; loss of anticipated savings; loss of data; loss of goodwill; and wasted management or office time.

9.3. makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

9.4. Nothing in these Terms of Use shall be construed so as to exclude or limit the liability of for death or personal injury as a result of the negligence of or that of its employees or agents, nor's liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

9.5. This limitation of liability section applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if has been advised of the possibility of such damage. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.

9.6. The Website is controlled and operated from's facilities in the United Kingdom. makes no representations that the Website is appropriate or available for use in other locations. Those who access or use the Website from other jurisdictions do so at their own volition and are entirely responsible for compliance with local law, including but not limited to export and import regulations.

9.7. We do not give advice about any aspect of matters conducted through the Website, other than advice on the technical use of the Website. This means, among other things, that we cannot give you any investment, legal, financial, taxation or other advice in connection with anything on this Website. If you want or need advice, you should consult an appropriate professional financial, legal, taxation or other adviser.


You agree to indemnify and hold and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against arising out of any breach by you of these Terms of Use or other liabilities arising out of your use of this Website.


11.1. You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack.

11.2. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.

11.3. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any material posted on it, or on any website linked to it.


Accessing the Website is prohibited from territories where the Website's content is illegal. If you access the Website from other locations, you do so at your own initiative and are responsible for compliance with local laws.


If any of these Terms of Use should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms of Use shall survive and remain in full force and effect and continue to be binding and enforceable. This clause on "Severance" shall apply only within jurisdictions where a particular term is illegal.


In the event that either you or we fail to exercise any right or remedy contained in these Terms of Use, that does not mean you or we (as applicable) have waived that right or remedy and so shall not be construed as a waiver.


15.1. This Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

15.2. The English courts will have exclusive jurisdiction over any claim arising from, or related to, this Agreement although we retain the right to bring proceedings against you for breach of these Terms of Use in your country of residence or any other relevant country.


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